Letter to CMBBC - BCFSA - 10-Feb-22 - Canadian Mortgage Brokers Association BC - BC Financial Services Agency BCFSA Top Management

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2022-Feb-10

Deb White

President

Canadian Mortgage Brokers Association BC

250.545.2202

president@cmbabc.ca

Blair Morrison

Chief Executive Officer (CEO)

BC Financial Services Authority (“BCFSA”)

bcfsa@bcfsa.ca

• Chris Carter, Vice President of Financial Institutions and Mortgage Brokers Market Conduct
• Pamela Skinner, Vice President, Regulatory Services at BC Financial Services Authority
• Saskia Tolsma, Sector Liaison, VP

General Public Notice

{To be more inclusive and to prevent pronoun issues, allow me to use first names, please.}

Deb, and Team BCFSA Top Management (Blair, Chris, Pamela and Saskia),

This is Anoop Bungay, CEO of BCFSA Regulatee, namely, MortgageQuote Canada Corp. MQCC®. Thank you in advance for reading this message; I will be brief as possible.

1. Deb: Firstly, thank you and your organization (CMB BC)  for arranging the virtual meeting yesterday with some of BCFSA Top Management.
2. CMB BC Past President, Geoff Parkin (circa 2011), yesterday, voiced the terminologically generic compound word: “bitcoin” and you, and team BCFSA should know that the message noted below, which was visible to the speakers and panel, is true.

1.   Exhibit 1
   
   

1. The highlight passage states: (with some minor editing)

1. Geoff Parkin: VISIT WWW.BITCOIN.ECO; created by a BCFSA regulatee in 2005. Yes; Official Authentic Original™ BITCOIN™ was created by a mortgage broker, and BITMORTGAGE® celebrates over 12 years in 2022. Ask the Federal Government; or read the text books; or ask the BC Ministry of Finance (I sent the minister a textbook); plus the METAVERSE MORTGAGE MARKET is over 15 years old, too. FYI.

3. There is so much more to tell you but, as privately explained (not yet made public) to some committee leadership at the United States Congress (in their search for answers on matters related to, in part, what MQCC® (Bungay International Inc./Anoop Bungay) first observed, formalized, commercialized, National and International Standardized and continually improved between 2001 to 2005 to 2008 onward to 2022 (and beyond (‘meta’)); it takes over 4 years for a “Bachelor’s” level of understanding; another 2 - 3 years for a “Master’s” level of understanding and 2-3 years for a “PH.D. or Doctorate” level of understanding; plus another 10 to 15 years of commercial experience to become proficient (at an International Consensus Standard level), so I will leave it at this.
4. Team BCFSA, please visit:

1. Blog.mortgagequote.ca to see my introduction to the Canada Minister of Finance regarding Open Banking (this was several years ago); with respect to the MQCC® trademark goods and services (various applications of non-novel (exact) conformity science (www.conformity.org), marketed world-wide by the a family of trademark source identifiers including:

1. BLOCKCHAIN™ - (a trademark brand of quality and conformity management systems and data networks); www.mqcc.org
2. BITCOIN™ - (a trademark brand of quality and conformity management systems and data networks); www.bitcoin.eco
3. FNFT™ - (a trademark brand of certain proprietary algorithms that are used in certain quality and conformity management systems and data networks for creation, management and trade of digital and non-digital objects with a fungible or non-fungible quality, character or nature); www.FungibleStandard.org
4. CRYPTDO™  - (a trademark brand of certain proprietary algorithms that are used in certain quality and conformity management systems and data networks for creation, management and trade of digital and non-digital objects with a fungible or non-fungible quality, character or nature); www.cryptdo.com
5. BITMORTGAGE® the world’s first applications of: (www.bitmortgage.com);

1. Utility token
2. Security token
3. Fungible and Non-Fungible data objects
4. Conformity token
5. And more (not a complete list)

6. MQCC® also created the  MQCC™ Canada Mortgage/d’Hypothèques Conformity (CMHC) BlockChain (MQCC® CMHC BLOCKCHAIN™); visit www.CMHCblockChain.com to learn more.
7. CYBERLOCKCHAIN™ - National and International standards of cybersecurity for mortgage brokers, banks, trustees, credit unions and any regulated or higher-level standards organization; www.cyberlockchain.com; indeed, MQCC® meets or exceeds higher-level contract quality standards requirements trusted by the United States Department of Defense (DOD); National Aeronautical and Space Administration (NASA) and General Services Administration (GSA); and MQCC® processes are insurable and insured by professional liability and commercial risk-insurers for over 14 years.
8. And more trademark goods and services (not a complete list); visit MQCC World™ Intellectual Property Oversight (IPO™) BlockChain™ at www.WIPOBLOCKCHAIN.com to learn more.

5. Please visit DISCLOSURE OF BLOCKCHAIN™ at www.DisclosureOfBlockChain.com to see the hundreds of peer-to-peer direct and indirect touch points between MQCC® and world leaders.

1. Sonia will appreciate my interactions with Canada’s ministry of finance.
2. Considering that MQCC® - since at least as early as August 9, 2008 is registered the MQCC® Official Authentic Original™ BITCOIN™ System-Network to the same Federal, Canadian National Standards that the Bank of Canada follows (visit Certified Quality Management-in-Finance Association CQMFA™ www.CQMFA.org to learn more about this), you are learning from a leader.
3. Brian will appreciate that I had educated Top Management at Bank of Montreal back in 2016 (as early as Tue, Sep 6, 2016, 10:15 AM) and have, over the years, attended conferences and reached with The Honourable Kevin G. Lynch, P.C., O.C., PH. D, LL.D  (at least as early as Mon, Feb 20, 2017 at 1:03 PM).
4. As for Chris Carter; Chris will appreciate that MQCC® non-novel (exact) conformity science based standards, systems, technologies, products (goods/wares) and services (processes/methods) are litigation tested (back in 2013) by one or members of the International Conference of Legal Regulators (ICLR); not by a law firm, but by an actual law industry sector/group regulatory body; visit BLOCKCHAIN FOR LAWYERS™ at www.BlockChainForLawyers.com to learn more.
5. Pamela Skinner will appreciate MQCC® Metaverse OS (Metaverse brand operating system) regulator module named REGULATOS™ (www.regulatos.com); this is what I introduced to your then-Deputy Premier and Minister of Finance. Visit www.ConformityHandbook.com to learn more; or just do a ‘google search’ for “Anoop Bungay”.

1. SAFER CRYPTO™ for Peer to Peer Mortgages; www.SaferCrypto.com

6. You may also read my textbooks found on Google Play or Amazon textbooks.

6. Bottom line: whatever BCFSA discussed yesterday, from the notion of:

1. Managing the “huge wave of change”
2. Creating Modern, Effective and Efficient systems [in praxis not merely theory]
3. Dealing with both Macro and Micro matters ie:

1. Macro

1. Credit unions
2. Banks (study my work with OSFI and Superintendent Jeremy Rudin back in Mon, Aug 8, 2016, 12:19 AM); an abstract is found at the CANADIAN FEDERAL LAW ENFORCEMENT AGENCY (whose lawyers (at least 2 of them) I have personally trained); found here; https://www.competitionbureau.gc.ca/eic/site/cb-bc.nsf/vwapj/mortgage-quote-canada-submission.pdf/$FILE/mortgage-quote-canada-submission.pdf
3. Pension funds
4. Mortgage brokers
5. Realtors
6. Insurance

2. Micro

1. Retirement
2. Housing
3. Risk management and decision making [(visit www.mqcc.org; risk-based thinking is MQCC™)]

4. Connecting the dots [what MQCC® calls “convergence” -visit www.mqcc.org;]
5. Modern, Integrated, Effective Integrated Systems [MQCC® METAVERSE OS™ REGULATOS™ MODULE created for both regulators and regulatees alike to allow for theory and practice to be integrated; imagine establishing a new public policy and within minutes of publishing the policy as a guideline or a requirement, higher-level standards based organizations that use the MQCC® METAVERSE OS™ REGULATOS™ MODULE can integrate the new public policy within their organizational business processes. “REAL TIME REGULATORY CONFORMITY for organizations with 1 employee to 100,000+ employees].
6. Streamlined digital (ie: IRIS)
7. Routinely meeting “Service Standards “
8. Journey of Improvement; [Continual Improvement; read: The 21st CENTURY SCIENTIFIC METHOD™: Triangle to Triangle Pyramid to Solid Square Pyramid: A Stronger Scientific Method using Trademark "Principles of 'BlockChain'™": A FATHER OF BLOCKCHAIN®ᐟ™ Series ]
9. Education Systems

1. AML (Anti money laundering) [ read CONFORMITY HANDBOOK™ at www.conformityhandbook.com]

10. Improving opportunities for mortgage brokers; thinking holistically; “not sitting back” [if you really don’t want to sit back, then license MQCC® standards, systems, technologies, products and services and UPGRADE TO THE FUTURE™; UPGRADE TO THE METAVERSE™; UPGRADE TO MQCC™]

1. Mandatory AML model
2. Strengthen Mortgage Broker Practices (METAVERSE OS™ REGULATOS™ MODULE)

11. Addressing Climate Change [The first application of MQCC® Official Authentic Original™ BITCOIN™ was for a carbon footprint reduction program (cfrp.mqcc.org)
12. Natural Catastrophe; Disaster Management; Affect on borrowers; Integrated Regulation [As a risk-based system; disaster management is an inherent element of MQCC® processes].
13. Information Security [MQCC® CYBERLOCKCHAIN™ www.cyberlockchain.com; for mortgage broker industry group; finance industry sector and other industry sectors (pan-sector application)]
14. Strengthening of mortgage broker and other organizational systems [hardened systems and processes; with over 14 years of continuous registration and annual audits by Canadian Federal Government Accredited Auditors, the MQCC® METAVERSE OS™ is the standard for hardened systems]

1. Safe
2. Protect
3. Secure

15. Summary

1. AML (anti money laundering)
2. Climate Change
3. Information Security Cyber Security

16. Questions/Comments:

1. Open Banking
2. Regulatory Road Map

1. Macro: Education Blocks/AML Commission
2. Micro: Course changes; IRIS; Day-to-Day Activities; In box (news updates)

3. Regulatory Priorities:

1. Follow Rules [MQCC® METAVERSE OS™ REGULATOS™ is a designed from the ground up as a “rules based system)]
2. Suitable mortgages
3. Conduct standards (MQCC® HIGHER-LEVEL STANDARDS™)
4. Industry

1. Raise bar [MQCC® is happy to license its intellectual property to qualified regulatory and regulated organizations, world-wide]
2. Develop Standards [MQCC® is happy to license its intellectual property to qualified regulatory and regulated organizations, world-wide]
3. Do Education [MQCC® is happy to license its intellectual property to qualified regulatory and regulated organizations, world-wide]

5. Reporting non-compliance [Industry nonconformity events or indicators of nonconformity requiring investigation and corrective action]

1. Unregistered activity
2. Manipulation of data

6. Goal is to keep consumer confidence of the system [MQCC® CHANGED THE SHAPE OF HOW CONSUMERS EXPERIENCE CONFIDENCE IN CRITICAL AND COMPLEX REGULATORY-BASED ENVIRONMENTS]
7. Consumer protection is the focus.

1. What do regulators do?

1. Safety and soundness

1. Managing risk

2. Consumer Protection

2. Justice needs to be done and needs to be seen

8. Something is happening; from open banking to changes by federal and provincial bodies; [See letter to Federal Treasury Board of Canada: Citation: This document may be cited as: Bungay, Anoop. (2019). Submission to Treasury Board of Canada; All Canadians and International Stakeholders re: Modernizing Canadian Regulatory Systems and International Equivalent Governing Systems - November 13, 2019. Calgary, Alberta: MQCC Money Quality Conformity Control Organization. Here: https://mqcc.page.link/tbs]
9. “Bitcoin”  [used in the generic sense; MQCC® is what BITCOIN, BLOCKCHAIN, CRYPTO, FNFT is and does™; the standard (trusted by legal professionals, insured by professional liability insurers) of correct and proper “crypto”, ‘nft’ and other innovations were established over the past 20 years by MQCC® and if any mortgage broker and regulator wants to learn about it, MQCC® is here.

7. MBRCC knows; FSRA (Ontario knows); RECA (Alberta) knows. Now, you know.

Well, I better go because if I sit longer, I will need to add an ISBN number and convert this to a textbook. This outreach is intended to be a formal courtesy “FYI”.

Sincerely yours,

/s/

Anoop Bungay

Published (or to be published) at blog.mortgagequote.ca

PS: Brian, CEO of BCFSA; if Rob O’Brien, Managing Director, Policy Financial Institutions Commission of BC Rob.Obrien@ficombc.ca or 604 398-5497 is still working with you; ask him to share the email I wrote to him back on: Wed, Jul 17, 2019, 10:42 AM entitled:

FICOM BC; Managing Director, Policy - Introduction to MQCC - 13 Year Old, Defense-Grade, Meta Operating "BlockChain"-based System for Conformity of "Non-Bank/Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Financial Transactions

As mentioned to Rob:

With your background in defense, aerospace, international trade, technology, finance and regulatory matters, perhaps you might see an opportunity for FICOM to work with MQCC? Your candid thoughts on the foregoing introduction would be helpful at this time, Rob.

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Page /

Money Quality Conformity Control Organization MQCC™

Incorporated as MortgageQuote Canada Corp.

Head Office: 548 Rundleridge Drive NE, Calgary, Alberta T1Y-2K7

Toll Free Phone: +1-866-948-7283 Toll Free Fax: +1-866-948-3291

Canada - Global (FSCO #12279) Web: www.mqcc.org Email: info@mqcc.org. 

An ISO 9001:2015 Registered Company.

Docket No. OP-1747 - Board of Governors of the Federal Reserve System: Proposed Guidelines for Evaluating Account and Services Requests

MQCC RESPONSE TO: Docket No. OP-1747 - Board of Governors of the Federal Reserve System: Proposed Guidelines for Evaluating Account and Services Requests

MQCC Answer to Request for Comment: An MQCC™ GOVERNOR2GOVERNOR™ Education Initiative MEMO

QUESTION  1. Do the proposed account access guidelines address all the risks that would be relevant to the Federal Reserve's policy goals?

ANSWER

• YES

QUESTION 2. Does the level of specificity in each principle provide sufficient clarity and transparency about how the Reserve Banks will evaluate requests?

ANSWER

• YES

QUESTION 3. Do the proposed account access guidelines support responsible financial innovation?

ANSWER

• YES

REQUEST FOR COMMENT:

Finally, the Board also seeks comment on whether the Board or the Reserve Banks should consider other steps or actions to facilitate the review of requests for accounts and services in a consistent and equitable manner.

MQCC™ COMMENT & INVITATION:

• If the Board of Governors of the Federal Reserve System of the United States seeks to maintain a domestic (national) system with non-domestic (international) integration; a system whose nature, quality, character or characteristics is recognized and trusted worldwide to be, essentially, "safe, reliable and good" and operates in a manner that is recognized by peer organizations, stakeholders, beneficiaries and mainstreet consumers across the United States and worldwide, to be "better, safer and more efficient", then the Board of Governors is welcome and invited to register under the MQCC™ GOVERNER2GOVERNER Peer-to-Peer Learning, Education and Training (P2PLET™) program and visit Calgary, Alberta, Canada and meet yours sincerely, A. K. (Anoop) Bungay (on a peer-to-peer basis); the person incontestably recognized world-wide, to have first observed the non-novel (exact) conformity science subordinate concept system coined as the Bungay Unification of Quantum Processes Algorithm also represented, generically, as "BlockChain" and commercially represented by the trademark source identifier: "Principles of 'BlockChain'™"; first observed, discovered and commercialized between at least as early as August 14, 2001 and at least as early as April 9, 2005 by yours sincerely, (Mr. A. K. (Anoop) Bungay), for creation of a globally accessible, "PEER TO PEER ELECTRONIC FINANCE SYSTEM" (www.privatelender.org); with integration to a subordinate  system, namely a quality management infrastructure system registered to ISO 9001:2000 at least as early as May 9, 2008 and subsequent infrastructure upgrades to ISO 9001:2008 and the current, risk-based ISO 9001:2015.

• Do individual members of the Board of Governors know the following incontestable facts: 

• >*> The generic, subordinate concept system, namely, "BlockChain" that underpins non-novel (exact) conformity science (www.conformity.org)-based financial and banking consumer, industry and infrastructure safety innovation was first discovered and commercialized between at least as early as August 13, 2001 and April 9, 2005?

• >*> The world's first application of both fungible tokens and non-fungible tokens (FTNFT™) were at least as early as April 9, 2005 for trading in a central bank-system-conforming, non-central bank system-integrated, peer-to-peer electronic financial system of goods and services; still operating and found today (in 2021) at the uniform resource locator (URL) www.privatelender.org; created by yours sincerely A. K. (Anoop) Bungay with development help from my elder brother, Santosh (Creator of BLOCKCHAIN Server-01™; circa 2001-2005).

• >*> The world's first application of the Bungay International Technology (BIT™) utility token, to assure utmost levels of consensus-standards-based conformity of a Corporation, Organization or Individual (COIN™) within a peer-to-peer electronic finance system was for a quality management function for the trading of peer-to-peer financial products (goods/wares) and services (methods) in a central bank-system-conforming, non-central bank system-integrated, peer-to-peer electronic financial system, still operating and found today (in 2021) at the uniform resource locator (URL) www.privatelender.org; created by yours sincerely A. K. (Anoop) Bungay, commenced at least as early as April 9, 2005 and was integrated to the United States Federal Standard, namely, Quality Management System ISO 9001:2000, published the American National Standards Institute (ANSI) pursuant to a long-standing relationship with the United States Government under a Memorandum of Understanding with the United States Department of Commerce Agency, the National Institute of Standards and Technology (NIST); (THE WORLD'S ORIGINAL UTILITY TOKEN™ system-network entry point is found at the www.bitcoin.eco™ URL). Please note: Correct and Proper BITCOIN is non-volatile; does not fluctuate in price; is designed to encapsulate value and is not consistent with the pirated or counterfeit or non-conforming "bitcoin" which is created by an unknown person or persons by the name: "satoshi nakamoto". Remember, "BlockChain" is a traceable system of quality management, verifiability, fact immutability, data non-repudiation, proof-of-work, proof-of-quality, proof-of-representation, proof-of-assurance, proof-of-warranty, transparency and trust; and you can traceback the origins of commercialized "BlockChain" and correct and proper Original Authentic BITCOIN™ to the seminal work of yours sincerely, A. K. (Anoop) Bungay with help from Santosh Bungay. Remember the trademark refrain: "IF IT IS NOT TRACEABLE TO THE PEER ORIGINATOR, IT IS NOT A PEER-TO-PEER BLOCKCHAIN™"

• >*> The world's first application of a the Bungay International Technology (BIT™) securities token for the regulatory-integrated trading of MQCC Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow™ central bank-system-conforming, non-central bank system-integrated, peer-to-peer electronic financial system of goods and services, for what is defined as an asset-secured financial instrument or generically identified as a mortgage, and marketed in the United States and globally, to assure the highest level of consumer safety, under the distinctive source identifier registered and common law trademark brand name, BITMORTGAGE™/® (THE WORLD'S ORIGINAL SECURITIES TOKEN™ system-network entry point is found at the www.bitmortgage.com™/® URL).

• As the world's leading expert on matters related to correct and proper, risk-based "BlockChain"-based Standards, Systems, Technology, Services (methods) and Products (wares/goods), the Board of Governors of the Federal Reserve System of the United States will gain first-hand knowledge from a source beyond reproach. 

• Since at least as early as 2006: MQCC™ (www.mqcc.org); the organization that serves as Global Network Administrator (GNA™) of the world's only recognized and trusted commercialized "BlockChain System-Network" (see country.mqcc.org); also manages and maintains the following United States Patent and Trademark Office USPTO and United States Department of Commerce's National Institute of Standards and Technology government agency federal standards-based, central bank-integrated and non-central bank-integrated suite of MQCC™ 21st Century Standard™-based systems, technology, services (methods) and products (goods/wares) including those found at the www.mqcc.org website and the following other websites:

• www.InterBankBlockChain.com
• www.BlockChainforLawyers.org (www.BlockChainforPolicyMakers.org; www.BlockChainforTeachers.org)
• www.BlockChainStandards.net (www.CryptoStandards.net; www.BitCoinStandards.net)
• www.KYC2.org™
  
• www.snaaca.org: MQCC™-Artificial Intelligent (AI) Meta (M) Global ROOT™ (GROOT™) BlockChains™ System-Network Assignment, Addressing & Coordination Authority (SNAACA™)
• www.CyberLockChain.com™
• www.BlockChainHOF.com: BLOCKCHAIN HALL OF FAME®
• www.isf.international International Standards Federation
• www.CQFMA.org: Certified Quality Management in Finance Association
• www.LearnItRightCrypto.com™
• country.mqcc.org: WorldWide BlockChain (WWBC™) Subdomain Network
• this is not a complete list
  

• For the past few years, yours sincerely has provided transparent disclosure and informed current and former Central Bankers from Canada, UK and today, USA. The best way to further quickly and concisely underscore the gravity and seriousness of this Invitation-to-Register, please take a moment to visit www.mqcc.org; this will explain everything to you. Or read one of my textbooks written for Central Bankers; available at Amazon.com or Google Play.

Sincerely,

/s/

Anoop Bungay

anoop.buingay@mqcc.org is my direct email

Calgary, Canada; 

USA Office: Washington, DC

 

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HERE TO SERVE YOU: WORTHY-OF-YOUR-TRUST QUALITY™. If you have questions, please contact me at your convenience. In order to prevent errors and omissions, email is the preferred choice of communication. 

Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the Canadian dream.'®

Sincerely yours,

 

 

A. K. (Anoop) Bungay,  B. Comm., C-PEM®-P
Broker

MortgageQuote Canada Corp. (mortgagequote.ca)

Financial services for whom time is worth more than money.™ 

Alberta (AB) * British Columbia (BC) * Ontario (ON)

ON Brokerage License #12279

communication-policy.mortgagequote.ca

www.mortgagequote.ca

"Proud Sponsor of the Canadian Dream"^®

A finance sector process of MQCC™ Money Quality Conformity Control Organization, incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org; and Global Network Administrator (GNA™) of the Bungay International Technology (BIT™) Conformity of Organization and Individuals Network (COIN™) Global System-Network: The World's First and Most Trusted "Crypto" System-Network™; established at least as early as April 9, 2005 at www.privatelender.org.

 

An ISO 9001:2015 Registered Company

 

PRIVILEGE AND CONFIDENTIALITY NOTICE

MortgageQuote Canada Corp. (mortgagequote.ca) is a member of the Money Quality Conformity Control Organization MQCC™ network. MQCC™ (MQCC.org) is a global finance, conformity and education business providing client services worldwide directly or through its member firms and affiliates. This email may be confidential and protected by privilege on a legal basis. If you are not the intended recipient, disclosure, copying, distribution and use of the email matter including URL links and related attachments, are prohibited; please notify the sender immediately and delete this email and related attachments from your systems. Unsubscribe from Automatic MQCC Ai-CRM Emails). MQCC Legal Notices.

A Message to KeyMedia.com (MortgageBrokerNews.ca) from Anoop Bungay: a FATHER OF BLOCKCHAIN® Trademark Brand, Education Article: RE: BLOCKCHAIN in FINANCE - Fwd: MortgageQuote Canada Corp. - ISO 9001:2008 Certified - #1 in Canada Finance Industry for Quality Management

Fergal McAlinden, News Editor
Email: fergal.mcalinden@keymedia.com

Ephraim Vecina, Journalist

Email: Ephraim.Vecina@keymedia.com

CC: via twitter: @CMPmagazine

Transparently Posted at BLOG OF BLOCKCHAIN™: www.BlogOfBlockChain.com

Fergal and Ephraim,

Good Sunday Afternoon (if you are Fathers, "Happy Father's Day"); 

It is fitting and a coincidence, today, recognized as North American "Father's Day"; this FATHER OF BLOCKCHAIN™/® and FATHER OF CRYPTO™/® trademark brand of Learning, Education and Training (LET) Article is being sent.

Today, your following respective headlines (see Reference 1, below) were seen by yours sincerely. Regrettably, at least as early as 2016, (see below proof of representation) you will discover that Trevor Lambert of your organization (is he still with you or has he retired?) reached out to MQCC and, at that time, in my role as Founder and CEO, I was looking to reach out to my leadership peer at your organization, namely Trevor Biggs (at that time) to see about future collaborations with your organization in order to help your audience learn about MQCC™ and its world-changing innovations. This was, as mentioned, as early as 2016, over 5 years ago. The 

You are journalists, so I will not bore you with details other than:

(1) Yours sincerely, as the gentleman created the world's first peer to peer electronic finance system at least as early as April 9, 2005 at PRIVATELENDER.org: Canada's Private Lending Network™/®; please visit www.privatelender.org to learn more).

(2) created the Authentic Originating BITCOIN™/®  trademark brand of what is generically identified by regulatory bodies as a "utility token" and created the first commercial application of such a utility token for powering a non-volatile, quality-managed, peer-to-peer electronic commerce system, in global commerce at least as early as April 9, 2005. Please visit www.bitcoin.eco® to learn more.

(3) created the BITMORTGAGE™/®  trademark brand of what is generically identified by regulatory bodies as a "securities token" and created the first commercial application of such a utility token for powering a non-volatile, quality-managed, peer-to-peer electronic finance system, in global commerce at least as early as April 9, 2005. Please visit www.bitmortgage.com® to learn more.

(4) created the BITNFTFT™/®  trademark brand of the world's first application of regulatory-integrated, quality-managed, National Standards and International Standards-based, Non-Fungible Token/Fungible Token (NFTFT™ trademark brand) securities (asset) token at least as early as May 9, 2008, visit www.FungibleStandards.org to learn more.

(5) created the  MQCC™ Canada Mortgage/d’Hypothèques Conformity (CMHC) BlockChain CMHC BLOCKCHAIN™; please visit www.chmcBlockChain.com to learn more.

(6) Have disclosed the matter to leaders of the world over the past 15 - 20 years: 

• From the Secretary General of the United Nations
• to various Canadian Securities Commission Legal staff; A
• to various Canadian Federal Law Enforcement Agency legal staff and Officers
• to various leaders at CMHC, RECA, BCFSA, FSRAO, MBRCC
• to various CEO's of government regulated mortgage brokerage firms in Canada or Internationally
• to various Canadian and International elected officials, regulators, policymakers, academics, leading scientists
• to many consumers in Canada and abroad
• to many regulated finance professionals and industry members in Canada and abroad

Please visit: www.disclosureofblockchain.org and scroll to the public distributed ledger found towards the middle of the website.

(7) Have informed the leaders of the world on correct and proper [by formalizing the science, concept systems, terminology, thesauri, vocabulary] concepts of the originating non-novel (exact) science, namely, conformity science that underscores the generically known "BLOCKCHAIN" and "CRYPTO" and fake counterfeit volatile "bitcoin" concept systems; visit:

• Amazon Textbooks: Author Key Word: Anoop Bungay

• GoogleTextbooks: Author Key Word: Anoop Bungay

(8) Have informed a plurality of Canadian and International Journalists, world wide; 

• Please visit: 

MONDAY, 21 JANUARY 2019

Introduction to MQCC.org and Clarification of a Journalistic Descriptive Claim regarding 'the "World's First" RE: An Application of the Principles of "BlockChain" in Commerce". April 9, 2005 Free Trading Securities of a Financial & Electronic Nature, Begins

(9) Created the World's Global BlockChain System-Network, the MQCC BlockChain at country.mqcc.org.

(10) Established the de jure-integrated de facto industry standards and related global operating system-network for Safe, Reliable, Good; Better Safer and More Efficient™ trademark brand of goods and services based upon "BlockChain", "Authentic Originating BITCOIN™", Crypto (in commerce and finance) NFTFT and related matters', including:

• PRIVATELENDER.org:Canada's Private Lending Network™/®: www.PrivateLender.org
• SAFERCRYPTO™: www.SaferCrypto.com
• SAFER PRIVATE LENDING™: www.SaferPrivateLending.com
• PRIVATE LENDER CHECK™ Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Investor-Lender Global Register and Audit, Assessment, Testing, Validation, Verification and Assurance Service : www.PrivateLenderCheck.org
• MortgageBroker Check™: The only Federal National Standard-based approach and Assurance Service to Create Better, Safer and More Efficient Mortgage Broker Operations and Finance Sector Industry Operations, in Canada www.MortgageBrokerCheck.org
• BlockChain Standards: www.BlockChainStandards.net
• Crypto Standards: www.CryptoStandards.net
• Fungible Standards: www.FungibleStandards.net
• Generally Accepted Mortgage Underwriting Standards GAMUS™: www.Gamus.org
• Private Equity Mortgage Institute PEMI™/®: www.peminstitute.org
• Private Equity Mortgage Exchange/Private Electronic Money Exchange PEMX™/®: www.pemx.com
• Office of the Shadow Banking System Ombudsman OSBSO™ www.osbso.org
• MQCC Report a Predator: www.ReportAPredator.org: to keep private lending safe from predatory lenders, investors, inexperienced mortgage brokerages or mortgage brokers without errors and omissions or regulatory recognized systems for practice management in private lending
• MQCC: BE THE BANK™/® International Standards: www.BeTheBank.co
• BLOCKCHAIN HALL OF FAME™/® www.BlockChainHOF.com
• Ip2pFA™ International Peer to Peer & Private Finance Association: www.ip2pfa.org
• CQMFA™ Certified Quality Management in Finance Association: www.cqmfa.org
• MQCC: www.mqcc.org

This is not a complete list.

Your audience who read "Mortgage Broker News" are probably wondering why you have overlooked the non-trivial subject matter when the rest of the world has not; especially not the regulators who licensed mortgage brokers in Canada. The thread below will give you some historical, traceable, transparent, quality managed context which proves that "something special" was introduced to your KeyMedia team at least as early as 2016.

Anyhow, this is a publicly disclosed, FATHER OF BLOCKCHAIN™/® trademark brand of Learning, Education and Training (LET) Article for you and your audience (and the global public-at-large) and now I can go back to my regular work and your audience and stakeholders or members of the global general public-at-large cannot approach me and say to me, "''Why did you not let our Journalists employed at Key Media be made aware of what you had done, earlier? So KeyMedia could leverage their platform and inform us - their audience - of the correct and proper, internationally recognized origins of Safe, Reliable, Good; Better, Safer and More Efficient trademark brand of goods and services related to"BlockChain", "Authentic Originating BITCOIN™", Crypto (in commerce and finance) NFTFT and related matters'?" FYI this educational message is  sent via both email and twitter. See you twitter feed, it will be a public message.

Sincerely,

/s/

Anoop Bungay

Reference 1:

• Is cryptocurrency the future of the mortgage industry? by Fergal McAlinden 16 Apr 2021
  

• https://www.mortgagebrokernews.ca/news/alternative-lending/is-cryptocurrency-the-future-of-the-mortgage-industry-355026.aspx

• Alternative lender to begin accepting cryptocurrency for services rendered by Ephraim Vecina 09 Apr 2021
  

• https://www.mortgagebrokernews.ca/news/alternative-lending/alternative-lender-to-begin-accepting-cryptocurrency-for-services-rendered-354800.aspx

---------- Forwarded message ---------
From: Anoop Bungay <anoop.bungay@mortgagequote.ca>
Date: Mon, Apr 4, 2016 at 3:51 PM
Subject: MortgageQuote Canada Corp. - ISO 9001:2008 Certified - #1 in Canada Finance Industry for Quality Management
To: Trevor Lambert <Trevor.Lambert@kmimedia.ca>
Cc: Underwriting - <underwriting@mortgagequote.ca>

Nice Summary Trevor,

As discussed, I will appreciate being cc'd in your introduction to Trevor Biggs (if possible).

Enjoy your evening,

Anoop Bungay

On Mon, Apr 4, 2016 at 3:07 PM, Trevor Lambert <Trevor.Lambert@kmimedia.ca> wrote:

Hi Anoop,

 

My summary of our conversation is this, you are one of the pioneers in the Private Lending industry, who actually has some serious integrity and values, and the fact you have develop a system with the highest level of standards shows how passionate and serious you take this, your system will not only benefit private lender and investors, but the borrower as well ensure every angle follows these process properly. You have worked extremely hard creating and developing every aspect of this system to ensure nothing is over looked, and all private lenders all across Canada adhere to the rules and regulations of these associations.

 

From a journalistic perspective this content is a great read in many ways, it will clear the air when it comes to the misconceptions people have about private lenders and inform a lot of these lenders they need to register and follow suite to ensure this industry continues forward in a positive manner.

 

Thanks again my friend I will send an email to my publisher first thing tomorrow.

 

Cheers

 

Trevor Lambert National Marketing Consultant trevor.lambert@kmimedia.ca T +1 416 644 8740 ext 255  F +1 416 203 9083 312 Adelaide Street West Suite 800, Toronto, ON M5V 1R2 www.keymedia.com

From: Anoop Bungay [mailto:anoop.bungay@mortgagequote.ca]
Sent: April-04-16 4:35 PM
To: Trevor Lambert; Underwriting -
Subject: Re: TOP AGENT FEATURE OPPORTUNITY

 

Trevor Lambert,

 

Great chatting; looking for forward to your followup/summary response. To the future. 

 

Anoop Bungay

 

On Wed, Mar 2, 2016 at 3:47 PM, Trevor Lambert <Trevor.Lambert@kmimedia.ca> wrote:

 

REP magazine is doing a feature on the top producing real estate agents all across Canada, this issue is going to be our biggest to date, we reach over 94K real estate professionals both in print and digitally coast to coast, so needless to say I can place your brand in front of the largest audience of real estate professional in Canada.

 

Full page ad which normally goes for $3500, for you $2000.

 

Spec’s

Full Page

Trim (w) 8.25” x (h) 10.875”

Bleed (w) 8.75” x (h) 11.375”

Type (w) 7.5” x (h) 10.125”

 

If you are interested please let me know asap as Friday is the booking deadline.

 

www.repmag.ca

 

Trevor Lambert National Marketing Consultant trevor.lambert@kmimedia.ca T +1 416 644 8740 ext: 255 312 Adelaide Street West, Suite 800, Toronto, Ontario, M5V 1R2 www.kmipublishing.com

 

 

  

--

HERE TO SERVE YOU: WORTHY-OF-YOUR-TRUST QUALITY™. If you have questions, please contact me at your convenience. In order to prevent errors and omissions, email is the preferred choice of communication. 

Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the Canadian dream.'®

Sincerely yours,

 

 

A. K. (Anoop) Bungay,  B. Comm., C-PEM®-P
Broker

MortgageQuote Canada Corp. (mortgagequote.ca)

Financial services for whom time is worth more than money.™ 

Alberta (AB) * British Columbia (BC) * Ontario (ON)

ON Brokerage License #12279

communication-policy.mortgagequote.ca

www.mortgagequote.ca

"Proud Sponsor of the Canadian Dream"^®

A finance sector process of MQCC™ Money Quality Conformity Control Organization, incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org; and Global Network Administrator (GNA™) of the Bungay International Technology (BIT™) Conformity of Organization and Individuals Network (COIN™) Global System-Network: The World's First and Most Trusted "Crypto" System-Network™; established at least as early as April 9, 2005 at www.privatelender.org.

 

An ISO 9001:2015 Registered Company

 

PRIVILEGE AND CONFIDENTIALITY NOTICE

MortgageQuote Canada Corp. (mortgagequote.ca) is a member of the Money Quality Conformity Control Organization MQCC™ network. MQCC™ (MQCC.org) is a global finance, conformity and education business providing client services worldwide directly or through its member firms and affiliates. This email may be confidential and protected by privilege on a legal basis. If you are not the intended recipient, disclosure, copying, distribution and use of the email matter including URL links and related attachments, are prohibited; please notify the sender immediately and delete this email and related attachments from your systems. Unsubscribe from Automatic MQCC Ai-CRM Emails). MQCC Legal Notices.

Professional Athletes (and any one else): Stop Being Taken Advantage Of in Your Investments Decisions. Period. This is the Way: MQCC™ Fiduciary Capital Partners™

Professional Athletes (and any one else): Stop Being Taken Advantage Of in Your Investment Decisions. Period. This is the Way: MQCC™  Fiduciary Capital Partners™

Team,

Recently, famous Mark Messier, a retired Ice Hockey Player and inductee into the Hockey Hall of Fame sued the Chief Executive Officer (CEO) of a company because the CEO solicited investment funds and  - after the fact - did not act in a manner that met the requirements of Mark Messier.

For up to and over 10 years (since at least as early as April 9, 2005) MQCC™ has harnessed the "POWER OF BLOCKCHAIN™" trademark source identifier brand of Bungay International Technology (BIT™)  trademark source identifier brand of Conformity of Organization and Individual Network (COIN™) peer-to-peer fiduciary services [some of the below services are delivered by 3rd-party, MQCC-Approved™ organizations, i.e.: law firms] as per the below list.

Due to the high-standard, Federal Standards-registered, fiduciary nature, of MQCC™ Investor -Lender Financial Services, "investors from all walks of life", including PROFESSIONAL ATHLETES enjoy trustworthy, safe investment returns, over 12%, for over 12 Years. FACTS DO NOT LIE.

The MQCC™ Fiduciary Capital Partners™ is your solution.

If you are a Professional Athlete, please visit: pa.mqcc.org

If you are not a Professional Athlete, please visit fcp.mqcc.org

MQCC™ has warned you for your years to be wary of non-fiduciary investment advisors; and even published a book on the subject. See below.

Best wishes.

/s/

A. K. (Anoop) Bungay

Never - and MQCC™ means: "Do Not Ever" Invest or Lend Your Scarce, Valuable and Limited Investment Capital, in an Non-Verified Investment Transaction or Untested Chief Executive Officer (CEO ) Again.

License the MQCC™ TRACK YOUR MONEY™; TRACE YOUR MONEY™; SEE YOUR MONEY™ Services using the trademark, original and genuine: MQCC™ BLOCKCHAIN™ trademark brand of BITCOIN™ trademark brand of FIDUCIARY SERVICES.  What a system that is inherently designed to "MINE FOR TRUTH AND TRANSMIT TRUST™" does; namely, "seek the highest and best use in any given day".

MQCC™: A Private, Secret, Peer-to-Peer, Crypto-Secured Service Organization with Non-Patent-Disclosed Systems, Technology, Services (methods) and Products (goods); to make the finance sector: SAFE, RELIABLE AND GOOD; AND BETTER, SAFER AND MORE EFFICIENT.

MQCC™ Services: Legal, Personal and Security [some of the below services are delivered by 3rd-party, MQCC-Approved™ organizations, i.e.: law firms]:

• Legal services 
• rendered by qualified and trusted, MQCC™-recognized and approved, lawyers, legal assistants, and personal advocates, to individuals, groups of individuals, organizations and enterprises;

• Security services for the physical protection of tangible property and individuals
• investigation and surveillance services relating to the physical safety of persons and security of tangible property;

• Personal and social services rendered by others to meet the needs of individuals
• services provided to individuals in relation with social events;

• Fiduciary compliance (conformity) consulting, namely, consulting in the field of federal securities regulations governing investment advisory activities;

• Litigation support in economics, accounting and finance;

• Online social networking services accessible by means of downloadable mobile applications;

• Closing services for mortgage loans;

• Preparing and organizing loan closing documents;

• Consulting and legal services in the field of privacy and security laws, regulations, and requirements;

• Mortgage compliance (conformity) consulting services concerning mortgage-related laws for mortgage lenders and servicers and mortgage brokers;

• Reviewing standards and practices to assure compliance with finance sector laws and regulations;

• Professional regulatory compliance (conformity) support services for users of electronic finance device systems for electronically tracking usage of digital assets and physical assets of a financial services organization, namely, regulatory compliance (conformity) consulting in the field of loans, mortgages and investments relative to requirements associated with electronic finance device systems; review of violations and user logs, namely, reviewing standards and practices to assure compliance (conformity) with federal and regional (state/province) commercial finance laws and regulations relative to requirements associated with electronic finance device systems; regulatory compliance (conformity) support services for responding to governmental requests and notifications and compliance (conformity) reporting in the field of commercial finance relative to requirements associated with electronic finance device systems; and news updates, namely, providing on-line information, news, and commentary in the field of regulatory compliance (conformity) in the financial service industry; 

• Providing cyber security compliance (conformity) services, namely, reviewing standards and practices to assure compliance with computer security and data privacy laws and regulations.

• Reviewing standards and practices to assure compliance (conformity) with laws and regulations; advisory services relating to compliance (conformity) with equality, diversity and inclusion laws and regulations;

• Reviewing standards and practices of securities exchange and stock market participants and listed companies to assure compliance (conformity) with securities laws, rules and regulations and with financial, operational and other rules and codes of conduct; conducting automated surveillance to identify and deter securities trading rules violations and enforcing compliance (conformity) with securities rules, standards and requirements;

• Legal services relating to business; legal services in relation to financial and monetary affairs; legal advisory services in relation to financial affairs, monetary affairs; legal advisory services in the drawing up of contracts; legal consultancy in the field of taxation, banking, finance and investment; provision of information relating to legal services; legal services in relation to company creation and registration; legal compliance auditing; regulatory compliance auditing; reviewing standards and practices to assure compliance with {indicate specific field of regulation, e.g., environmental, zoning} laws and regulations; advisory, consultancy and information services relating to all of the aforesaid services;

• Provision of computer generated secret codes for an electronic anti-theft system that allows manufacturers to temporarily disable electronic goods during the manufacturing process and allows retailers to enable such goods upon receiving the purchase price for the goods;

• Analyzing telephone calling pattern data in computer databases for criminal activity; Analyzing data in computer databases for criminal activity;

• Internet-based dating, social introduction and social networking services;

• Providing a web site featuring information on the development of privacy, security and data governance law;

• Conservatorship services, namely, managing the personal affairs or estate of a person who is deemed incapable due to reasons such as age or mental limitations;

• Employee misconduct investigation services

• Providing an on-line database and information clearinghouse for financial services companies and their customers to report instances of employee or agent misconduct and for sharing of and follow-up on by interested parties;

• Financial screening, verification and regulatory services, namely, regulatory compliance consulting in the field of finance; Regulatory compliance auditing;

• Public record investigation services; Background investigation services; Pre-employment background investigation services; Conducting personal security clearance background investigations; Verification of personal identity as part of personal background investigations; Personality testing for social purposes; Providing on-line computer databases and on-line searchable databases in the field of social networking; Background investigation and research services; Drug, alcohol and DNA screening for security and employment purposes; 

• Providing a web site that features information on the development of international law, regulations, legal policies, and legal practices in a manner that promotes global governance by all types of organizations;

• Litigation support services, namely, conducting electronic legal discovery in the nature of reviewing e-mails and other electronically stored information that could be relevant evidence in a lawsuit;

• Assigning identifying information to affix to luggage and other property to facilitate its recovery following loss;

• Security services for individuals and business persons traveling internationally and domestically, namely, providing foreign country security briefings, embassy information for security purposes and security reports;

• Licensing of computer software; Licensing of intellectual property rights; 

• Domain name registrar services; Registration of domain names for identification of users on a global computer network; Domain name registration services; Domain name monitoring services; Leasing of internet domain names; Domain name registration services, namely, conducting domain name searches for the purpose of providing legal advice on domain name registration;

• Legal services, namely, trademark maintenance services;  Legal services in the nature of trademark monitoring; Enforcing intellectual property rights by means of submitting copyright takedown notices for others; Copyright watch services; Patent watch services; Trademark watch services; Legal services, namely, preparation of applications for trademark registration; Legal services, namely, trademark searching and clearance services; Intellectual property watch services;  Trademark agent services;  Licensing of trademarks; Providing information about intellectual and industrial property rights; Licensing of software for management of intellectual property; Legal services, namely, intellectual property consulting services in the field of identification, strategy, analytics, and invention; Consulting in the field of intellectual property licensing; Providing information in the field of business law, litigation and intellectual property; Providing information in the field of intellectual property legal services; Advisory services relating to intellectual property rights;  Providing information in the field of intellectual property; Intellectual property consultancy services for inventors;

• Anti-counterfeiting consulting in the fields of product and document authentication and tracking, and brand monitoring and protection, to protect against counterfeiting, tampering, and diversion, and to ensure the integrity of genuine products and documents;

• Computer software licensing; Licensing of intellectual property in the field of trademarks, copyrights and finance; Intellectual property consultation; Providing on-line information in the field of intellectual property legal services;  

• Consultancy relating to computer software licensing; Consultancy relating to patent licensing; Legal consultancy relating to patent mapping; Intellectual property consultancy; Trademark watch services for legal advisory purposes; Providing assistance in the prosecution of trademark applications;  Providing an online searchable database in the field of patent applications; Providing a web site featuring information about patents and patent applications; Patent and industrial property consultation; 

• Providing case management services, namely, coordinating legal, medical, physical, social, personal care and psychological services;

• Legal consultation in the field of taxation; Legal compliance auditing; Legal information services in the field of cryptocurrency; Legal document preparation services

• Personal letter writing;

• Conducting on-line personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs;

• Providing a web site that features dream postings and dream interpretations by web site visitors;

• Professional license protection services, namely, the defense of professional licenses or professional certifications by means of an independent network of legal professionals or conformity professionals; Verifying and monitoring the credentials of Chief Executive Officers (CEO) and other fiduciary professionals for public safety purposes; Verifying and monitoring the credentials of financial advisors and other finance professionals for public safety purposes; Providing an interactive web site featuring personal background credential information for users to verify credentials of others

• Professional legal consultations relating to franchising; 

• Providing intelligence and information to local, state, and federal law enforcement agencies relating to organized crime networks that operate across jurisdictional lines;

• Personal growth and motivation consulting services;  Providing a resource website providing information in the field of personal development; Providing on-line information in the field of spirituality, self-help, and personal empowerment subject matters; Providing spiritual and philosophical guidance in the field of maintaining a healthy lifestyle and personal financial well-being; Conducting on-line personal lifestyle performance assessments based on principles of emotional happiness by means of the users' inputted preferences and social network; Personal lifestyle consulting services;

• Membership club services, namely, providing on-line information to members in the fields of personal growth and motivation, personal image development, and personal development, namely, self-improvement, self-fulfillment, personal financial improvement and interpersonal communication;

• Providing information and news via a website in the field of government anticorruption efforts;

• Concierge services for others comprising making requested personal arrangements and reservations and providing customer-specific information to meet individual needs rendered together in a computer network environment;

• Legal services, namely, providing customized documentation, information, counseling, advice and consultation services in all areas of international or offshore land acquisition, development and sales for sellers and buyers, and their other service providers, including real estate agents, attorneys, insurers and lenders; Legal consulting services in the field of listing and tracking of foreign and domestic government regulatory requirements, for obtaining permits and regulatory compliance;

• Providing an on-line searchable database featuring information in the field of real property title for use in conducting real property title searches and retrieving related documents in the fields of title insurance and title examination;

• Verifying and monitoring the credentials of finance professionals for banks and other financial organizations to ensure public safety; Verifying and monitoring the credentials of Chief Executive Officers (CEO) for banks and other financial organizations to ensure public safety; Providing advice in the field of public safety; Safety consultation in the field of construction site inspection and assessment; 

• Security threat analysis for protecting personal property;

• Providing information concerning consumer product safety;  Providing information in the field of personal financial product and service safety;

• Safety inspection services for residential properties; Consulting in the field of workplace safety;

• Obtaining entitlements, namely, government and regulatory permits, licenses and approvals, to build subdivisions, residential and/or commercial structures for others;

Textbook Reference:

Citation: This document may be cited as: Bungay, Anoop. (2020). Lazy Proof, Crazy Proof & Divorce Proof your Children & Beneficiaries: Be The Bank™/® Level 08; 21st Century Estate & Wealth Stewardship: Create, Manage, Transfer in an Increasingly BlockChained World; Calgary, Alberta: MQCC™ Money Quality Conformity Control Organization incorporated as MortgageQuote Canada Corp. 

Available at AMAZON Books and GOOGLE PLAY Books