MQCC® Public Response to Author and Subject of GLOBE AND MAIL April 25, 2022 Article: Why more bankers are leaving stable jobs for the high-flying world of cryptocurrency

 Team, see this article; 'what a small world!'

The Globe and Mail

@globeandmail

·

Apr 24

Why more bankers are leaving stable jobs for the high-flying world of cryptocurrency . An influx of capital into the cryptocurrency space in recent years has meant that many crypto companies are on the hunt for talent.

Here is a response by MQCC®:

from:		Anoop Bungay <anoop.bungay@mortgagequote.ca>
to:		Mike Vernon   Pam Draper <pam@bitvo.com>, igalea@globeandmail.com
date:		Apr 25, 2022, 12:42 PM
subject:		Re: THE GLOBE AND MAIL: Why more bankers are leaving stable jobs for the high-flying world of cryptocurrency
mailed-by:		mortgagequote.ca

Good afternoon MCV, Pam (Draper; CEO; BITVO) and Irene (Galea; GLOBE AND MAIL)

(1) Thank you Michael.

(2) Pam; Congrats!

(2.1) Remember, Pam, that once you became famous, you can tell your grandkids that you had coffee with the CEO of MQCC®  creator of the FATHER OF BITCOIN™; FATHER OF CRYPTO® and FATHER OF BLOCKCHAIN® trademark brand of goods and services. You will be please to know that as of this year, in 2022, Pam, OFFICIAL AUTHENTIC ORIGINAL OAO™ non-novel (exact) conformity science-based goods and services including BITCOIN™, BLOCKCHAIN™ and CRYPTDO™ brand fungible and non-fungible token services celebrates over 17 years of commercialization and regulatory acceptance; and integration with Federal National Standards in over 118 countries.

(3) Irene Galea (Globe and Mail) - this is a courtesy disclosure to you;

While many journalists are already given notice (see this article written for JOURNALISTS IN 2019!! Found at International Journal of Conformity Science (IJCS)™ ijcs.mqcc.org Year:2019-Month:July-Volume:1- Issue:1 ISBN: 978-1-9991884-2-9 (E-book)

Article 1 of 5: Introduction to MQCC.org and Clarification of a Journalistic Descriptive Claim regarding 'the "World's First" RE: An Application of the Principles of "BlockChain" in Commerce". April 9, 2005 Free Trading Securities of a Financial & Electronic Nature, Begins

You (Irene Galea) are not known to me (nice to meet you), so just an FYI; in accordance with your Globe and Mail editorial code of conduct; and, as a matter of consumer safety, particularly for customers and consumers of CEO's who are 'trading in the space' and for the trusting readers (including your readership) who entrust JOURNALISTS like yourself and the Globe and Mail to have a full and proper, fact-based, well-researched and scientifically sound understanding of critical and complex subject matters.

• The science-based, correct and proper origins of the concept system and field of science that is the basis of some of the subject matter that you write about (for example in this recent article entitled: Why more bankers are leaving stable jobs for the high-flying world of cryptocurrency: Source: attached; is generally and widely and famously, misunderstood. Misunderstood in terms of both science AND commercial application by most people including regulators, journalists, consumers, investors, CEO's, academics, teachers, professors, lawyers, insurance and risk professionals. 

• As the creator of the world's first peer-to-peer electronic cash system for the electronic and non-electronic trading of financial instruments secured by fungible or non-fungible assets and transmitted via global computer (and non-computer; ie: traditional mail) networks, I am pleased to advise you that not only are former bankers (like) Pam, entering into the "crypto" (a misdescriptive generic term) industry; the whole thing was created by a former banker, namely, yours sincerely, Anoop Bungay.

• Just ask Pam (Draper; CEO of BITVO); Pam knows the origins since she and I had the joy of sharing time with our mutual friend Michael Vernon (attached) at a coffee shop in 2018, where Michael Vernon introduced me and I answered some questions for Pam. As a matter of "proof", please  see below for "proof-of-work and proof-of-claim (POW POC™)". The below is an excerpt of an email thread between Pam and yours sincerely and is being shared (disclosed) on an exception basis as a matter of historical significance and historical disclosure.  [This transparent disclosure to you and the Globe and Mail is consistent with your Globe and Mail Editorial Code of Conduct that requires, among other things, "reasonable accounts of competing views"]. It is not fair and reasonable for me to get notice from an old friend (and client), namely Michael Vernon, in respect to an article about a new friend, namely, Pam Draper, CEO of BITVO, in, respect to an article written by an (as of yet) "unknown 'friend'" (namely, you, Irene Galea) to ignore. Especially when some scientifically historical information that is actually or ostensibly "not known" by the journalist (Irene Galea) or the publisher (Globe and Mail) that would likely change the nature, quality and character of the article. Finally, it is necessary to provide you the below "proof" because it would be wrong to make a claim about prior interactions with the subject of your journal article, without providing you with a quality managed, incontestable, verifiable, traceable, auditable, non-repudiable, immutable, consensus-based, transparent evidence of same. Below is the proof. (with some minor editing)

• From: Pam Draper <pam@bitvo.com>
  Date: May 9, 2018 at 9:18:22 AM MDT
  To: Mike Vernon <mcvernon30@yahoo.com>
  Subject: RE: Bit mortgage 
  Thanks again for sending this, Verny. 
  Looks like a very interesting concept and so much of finance is going this way.

  
  
   PLEASE SEE THE  Are you a concept? FAQ FREQUENTLY ASKED QUESTIONS SECTION OF A Brief History & Future of the Development of Global Binary Digit Finance (BITMORTGAGE®) & Conformity: Systems, Technology, Services and Products using MQCC® Blockchain™ brand Technology by Anoop Bungay
   
  THE SHORT ANSWER IS THE FOLLOWING:
  
  

  The World Intellectual Property Organization (WIPO), the United States Patent and Trademark Office (USPTO) and the Canadian Intellectual Property Office (CIPO) and their international peer intellectual property organizations, recognize that the world's first crytodebt network (the blockchain-based system on which a BITMORTGAGE® is originated and traded) is named PrivateLender.org® (trademarked registered as PrivateLender.Org: Canada's Private Lending Network®) and is built on MQCC® Blockchain™ brand technology developed by Anoop Bungay - at least 3 years, 4 months and 10 days prior to the date "Satoshi Nakamoto" registered www.Bitcoin.Org and at least 3 years, 6 months and 10 days prior to the date "Satoshi Nakamoto" published the white paper "Bitcoin: a peer-to-peer electronic cash system". [visit www.BITCOIN.eco™ to learn from the OFFICIAL AUTHENTIC ORIGINAL OAO™ source].

  
  

  For the record, Anoop Bungay's intellectual property document entitled Binary Digit Debt: A Peer-to-Peer Electronic Debt System, remains a proprietary document however several non-proprietary elements are disclosed throughout the publicly available matter published by Anoop Bungay and his related entities.

  
  

  
  

  Great to be involved! 
  

  
  
  YOU ARE RIGHT 
   

  Would love to hear more about it from you at some point.

  
  
  PLEASE SEE ABOVE AND VISIT WWW.MQCC.ORG
   

  Is this more concept stage or up and running?

  
  
  PLEASE SEE ABOVE AND VISIT WWW.MQCC.ORG
   

  Are you executing on projects?

  
  
  MANY
   

  It's somewhat hard to tell form the websites. 
  

  
  
  YOUR POINT HERE, PAMELA IS OF INTEREST. AS A COURTESY, COULD YOU PLEASE SHARE WITH ME "WHAT PART" FROM "WHAT WEBSITES", IS NOT CLEAR?
  
  
  
  

  Hope all is well. 
  

  
  
  DITTO
   

  Pam 

  Pamela Draper
  Bitvo
  T: 403.407.0059
  C: 416.400.9951
  E: pam@bitvo.com
  

  
  
  BEST,
  
  
  ANOOP BUNGAY

(4) There is not much more to say other than, do a google search for "Anoop Bungay" and let history continue to unfold as it is: "slowly but surely".

(5) Pam, unless you object in the next 48 hours, as a matter of consumer disclosure and public safety, I will publish this email thread (including the above excerpt of proof of your and my email correspondence from 2018) to the Globe and Mail twitter account and cc your company BITVO in the tweet.  If you do object, then I will continue to publish this email thread but OMIT the excerpt proof. But, your BITVO consumers need to know that their CEO was introduced to the originating developer and standard-setter. Keeping our 2018 connection a secret would be considered unfair and reasonable because of obvious reasons; primarily, correct and proper "CRYPTO" is NOT volatile and the price does NOT fluctuate and is NOT regulated by OSC or ASC or any other securities commission. Irene Galea, since you took the CSC course, you will appreciate this reality. In fact, this is publicly known and published in a textbook entitled: 

Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers; CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies

Book by Anoop Bungay

Book preview

Book preview

166/815 pages available

PREVIEW

Best,

/s/

Anoop Bungay

On Sun, Apr 24, 2022 at 5:30 PM Mike Vernon <mcvernon30@yahoo.com> wrote:

Anoop this is Pam that I introduced you to . 

Why more bankers are leaving stable jobs for the high-flying world of cryptocurrency
An influx of capital into the cryptocurrency space in recent years has meant that many crypto companies are on the hunt for talent

Read in The Globe and Mail: https://apple.news/A6O7gvcZITX-zqjL16pVOBg

Shared from Apple Stocks

--

HERE TO SERVE YOU: WORTHY-OF-YOUR-TRUST QUALITY™. If you have questions, please contact me at your convenience. In order to prevent errors and omissions, email is the preferred choice of communication. 

Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the Canadian dream.'®

Sincerely yours,

 

 

A. K. (Anoop) Bungay,  B. Comm., C-PEM®-P
Broker

MortgageQuote Canada Corp. (mortgagequote.ca)

Financial services for whom time is worth more than money.™ 

Alberta (AB) * British Columbia (BC) * Ontario (ON)

ON Brokerage License #12279

communication-policy.mortgagequote.ca

www.mortgagequote.ca

"Proud Sponsor of the Canadian Dream"^®

A finance sector process of MQCC™ Meta Quality Conformity Control Organization™, incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org; and Global Network Administrator (GNA™) of the Bungay International Technology (BIT™) Conformity of Organization and Individuals Network (COIN™) Global System-Network:  Managing The Metaverse™ www.metaversepedia.info™; established at least as early as April 9, 2005 at www.privatelender.org.

 

An ISO 9001:2015 Registered Company

 

PRIVILEGE AND CONFIDENTIALITY NOTICE

MortgageQuote Canada Corp. (mortgagequote.ca) is a member of the Meta Quality Conformity Control Organization MQCC™ network. MQCC™ (MQCC.org) is a global finance, conformity and education business providing client services worldwide directly or through its member firms and affiliates. This email may be confidential and protected by privilege on a legal basis. If you are not the intended recipient, disclosure, copying, distribution and use of the email matter including URL links and related attachments, are prohibited; please notify the sender immediately and delete this email and related attachments from your systems. Unsubscribe from Automatic MQCC Ai-CRM Emails). MQCC Legal Notices.

2022 MESSAGE to CEO of OSFI-Regulated Canadian Chartered Bank: EQ Bank (Andrew Moor) from Anoop Bungay; Former Team Member of Andrew Moor at INVIS Inc.

Hello from Anoop Bungay - MQCC CEO to EQBANK CEO - 2022 Followup -

from:		Anoop Bungay <anoop.bungay@mortgagequote.ca>
to:		"amoor@eqbank.ca" <amoor@eqbank.ca>
date:		Apr 8, 2022, 10:19 AM
subject:		Hello from Anoop Bungay - MQCC CEO to EQBANK CEO - 2022 Followup -
mailed-by:		mortgagequote.ca (Preceding; Collateral Message: Sent in Year 2016 to Mr. Jeremy Rudin; Superintendent of Office of the Superintendent of Financial Institutions OSFI is found here: THURSDAY, 18 AUGUST 2016 MQCC® - OSFI: Teaching the Real-World Benefits of Regulatory-Integrated Commercial Applications of Non-Novel (exact) Conformity Science, namely, Goods and Services Source-identified by the Trademarks: BLOCKCHAIN™; BITCOIN™; BITMORTGAGE®; CRYPTDO™ brand CRYPTO & METAVERSE™: Genus: systems; Specie: Management; Sub-Specie: Conformity, Quality, Risk, Privacy, Cyber to Mr. Jeremy Rudin, Superintendent; Office of the Superintendent of Financial Institutions OSFI)

Anoop Bungay <anoop.bungay@mortgagequote.ca>	Fri, Apr 8, 10:19 AM
to amoor@eqbank.ca

Created on April 9, 2005 while you - Andrew Moor was CEO of Invis Inc. (a few months before we sold the company to HSBC "in the second half of 2005")   Andrew,

Anoop here,

You and your family are well, I trust?

If you are "around" these days and if you are able to receive this email in good order; please note that you were on my mind earlier today so here is a hello. You and I last spoke ---albeit indirectly, via your lawyers at Gowlings --- was when MQCC® was looking to acquire the underlying security instrument associated with one of your impaired mortgages (and ended up sending you $ to simply buy it out, instead) back on or about March 3, 2017.

Say....because you are (were) a Professional Engineer by training, you will surely recall during our various telephone calls that MortgageQuote Canada Corp. (MQCC®), after leaving INVIS in 2005, earned -- on or about May 9, 2008 -- the peer distinction (along with the Bank of Canada), as Canada's ONLY finance sector organization (non-depository credit intermediary) that is registered to the de jure Federal Canadian National Standard for quality management systems, namely, ISO 9001:2000 and subsequent standards including ISO 9001:2008 and the current risk-based standard, ISO 9001:2015. You might recall this narrative because of the nexus between registered quality management systems and how the engineering profession uses such systems for risk management and risk reduction. You will know some of the commercial quality management systems-based innovations, by the world famous common law, pending registration and registered source identifier brand name trademarks, including:

• BLOCKCHAIN™
• CRYPTDO™
• FNFT™
• and more

While you were given a heads up many years ago (via phone); today, I am pleased to report to you that your old friend and former colleague and mentee is now regarded world-wide with the distinction of reshaping how banking and finance is transformed and made to be, to use a trademark slogan: "Safe, Reliable, Good; Better, Safer and More Efficient™" through the invention and safe commercialization of innovations borne of "quality management systems''. Including creation of risk-managed goods and services that are world famous. Do not let me bore you; just "google" me on the internet "ANOOP BUNGAY" and see for yourself.

• You will be pleased to know that I have educated (informed) the following:
• Jeremy Rudin, your regulatory boss, over at OSFI (back in 2016!) -  (see Amazon or Google Play textbook, "TEACHING SEC™")
• Head of Canadian Bankers Association (about 5 years earlier); 
• Educated countless lawyers, including some employed by Federal Law Enforcement Authorities (Competition Bureau of Canada, a Federal Law Enforcement agency); visit www.BLOCKCHAINforLAWYERS.com
• Chair of  One or more and Canadian FRFI (federal banks)
• Chair of the United States Securities and Exchange Commission SEC® (see Amazon or Google Play textbook, "TEACHING SEC™")
• Canadian Minister/Ministry of Finance (see Amazon or Google Play textbook, "TEACHING SEC™")
• US Treasury Secretaries (Current and Past)
• Current and Past United States Presidents (see www.President-to-President.com)
• United Nations Secretary General (MQCC® is a member of the United Nations Innovation Network)
• Chair of some Canadian Registered Stock Exchanges (FYI: MQCC® PRIVATELENDER.org Canada's Private Lending Network® (found at www.privatelender.org) is The World's and Canada's First Regulated Crypto Exchange™; celebrating 17 years tomorrow. 
• Historically and publicly speaking, you - Andrew Moor -- was still appointed President and CEO of Invis Inc. (a few months before we sold the company to HSBC "in the second half of 2005").
• Historically and publicly speaking, back in 2005 (to today, 2022) the PrivateLender.org "platform" was my initiative through my company Bungay International Inc. (BII™) technology (BIT™) division that was - and continues to be, over 17 years -- regulated by RECA (Real Estate Council of Alberta) and BCFSA (British Columbia Financial Services Authority) and FSRA (Financial Services Regulatory Authority) Ontario for the trading (origination and exchange) of both electronic and non-electronic, fungible and non-fungible tokens (specie)  
• President of CMHC and Minister of CMHC (visit www.CMHCBlockChain.com™)
• Back in 2017 when you hit up Parliament Standing Committee re: Real Estate and Home Ownership (here), about 13 months later, I hit up the Ministry and Minister of Finance (at the time: Mr. William (Bill) Morneau) and the Competition Bureau with this disclosure; over 6 years before today (see proof here ) https://www.canada.ca/content/dam/fin/consultations/2019/ob-bo/ob-bo-52.pdf Title:  ob-bo-52.pdf 
• MQCC: Money [Meta] Quality Conformity Control Organization, incorporated as MortgageQuote
  Canada Corp. response to “A Review into the Merits of Open Banking”: Department of Finance,
  Canada
  
• Various and sundry CEO's or their lawyers; of various and sundry private and public regulatory organizations across various and sundry federal and non-federal jurisdictions including Canada. 
• Bank of England Governor, Mr. Mark Carney and Current Bank of England Governor, Andrew Bailey; see blog.mortgagequote.ca to read this. Mark Carney is co-conceiver (with former Canadian Minister of Finance, Jim Flaherty) of the Global Risk Institute.

(1) the reason you are being contacted today is:

a) to catch up and report to you the goings-on over the past 12 years.

b) let you know that if you are ever interested in reaching me for a personal chat, I am always around.

c) in the near future, MQCC® will be doing some voluntary, public outreach to my former co-worker at the Royal Bank (circa 1990's), Mr. Mark Hughes; currently appointed Chair at GRI Global Risk Institute, of which EQBank is a member.

d) you (Andrew Moor) are on public record of working closely with ("we are very close with") organizations that trade in the generic, non-conforming sense of the word "crypto"; (proof: https://flinks.com/blog/andrew-moor-on-customer-centric-open-banking/)

• academically speaking; please note that the correct and proper terminological interpretation and description (based on design function) of an application [[an application that actually or ostensibly traces its root (original) use-in-commerce (ROOT UIC™) to April 9, 2005 at www.privatelender.org]] of the generic term "crypto" (and its synonymous or "acquired synonymous" terms: secret, private, peer-to-peer, shadow), when used-in-commerce and used-in-regulated-commerce -- [[[especially commercial activity that is insured by a property and casualty (P&C) insurer specializing in professional liability, namely, errors and omissions insurance; including those organizations publicly identified and sanctioned by the Financial Services Regulatory Authority of Ontario (under the leadership of Mr. Mark White, Chief Executive Officer); found here: FSRA Approved Errors and Omissions Insurance Providers https://www.fsrao.ca/licensing/mortgage-brokerage/about-mortgage-brokerage-and-mortgage-administrator-licences/fsra-approved-errors-and-omissions-insurance-providers]]] should be for identifying and describing an application that is designed for AT LEAST the following purpose:
• a function of RISK MANAGEMENT and transmission of private information within a secure global computer network in exchange for electronic forms of fiat currency (electronic cash); 
• an operating system-based, rules-based environment, carbon-positive environment that reduces risk and ELIMINATES VOLATILITY because all transactions are reduced to a "peer-to-peer process";
• an artificial intelligence, commercialized quantum computing-based (www.CommercializedQuantumComputing.com) conforms to statutory, regulatory and other requirements;
  
• the commercial form of the foregoing design parameters are source-identified and used-in-commerce under the brand name: Bungay International Technology (BIT™) CONFORMITY OF ORGANIZATION AND INDIVIDUAL NETWORK BITCOIN™ quality managed system global computer network (QMS-GCN™), generically known as "A Peer-to-Peer Electronic (and non-electronic) Cash (Specie, Token) Utility Infrastructure System for the Origination and Trading in Fungible and Non-Fungible Assets and Debts of Economic Value". Read my Letter (and invitation) to the Current President of the United States of America at www.President-to-President.com for some additional context.

e) to provide you with the courtesy of personal outreach and to help you to prevent any future problems or complications that you or EQ Bank might encounter "if" or "when" EQ Bank ever chooses to enter into the world of correct, proper, regulatory-integrated, commercialized (non-experimental) "crypto". Please note that the world's first "securities token" was for a real-estate secured financial instrument for something described as a peer-to-peer (secret, shadow, private, crypto) mortgage and known world-wide by the world famous mark (trademark) brand name: BITMORTGAGE®; found at www.bitmortgage.com. A safe, trusted brand name that identifies certain goods and services (both digital and non-digital) for nothing more than "risk-based, quality managed financial goods and services"; which was first programmed in classical computer programming paradigm language, namely, C++ by my elder brother (whom I am not sure if you met at one of the INVIS functions), namely, Santosh. Today, programming has gone beyond classical programming to higher-level, meta programming paradigm construct (which is the programming paradigm construct for commercialized quantum computing); learn more at www.hlmpp.org, if you wish. Afterall, as an electrical engineer who is also a CEO of a Federally Regulated Financial Institution, FRFI, you might be "interested" to use a term that only a banker would love.

(2) This email, while privately sent to you today, will be made public because of the historical implications; and because you are CEO of a Canadian FRFI and because I have already told your regulatory body CEO, Jeremy Rudin that I would be reaching out to Canadian Bank CEO's "over the course of time"; and Canadian banking customers need to know the reality of the traceability of the origins and the NONVOLATILE, SAFE, RISK-BASED, COMMERCIALLY PROVEN, REGULATORY RECOGNIZED, Errors and Omissions Insured, inherent nature of correct and proper innovations of the application of non-novel (exact) conformity science; THE SCIENCE OF CRYPTO™; THE SCIENCE OF BLOCKCHAIN™; THE SCIENCE OF SAFETY AND QUALITY IN FINANCE™

(3) If you don't get bored and if one day, EQ Bank wishes to enter into the process of learning to license MQCC® Standards, Systems, Technology, Services (methods, procedures) and Products (wares, goods); feel free to reach me. Due to the desire to maintain "Highest and Best Use" application functionality, MQCC® can only work with organizations with more than 1000 employees and over $1BN in revenues or organizations (including banks) with over $10BN in deposits.

Sincerely Andrew,

-Anoop.

PS: if that picture of you and I (and Mr. RDS, remember him?) from the mortgage broker conference in 2002 is still in "pride of place" at your office, then you can show your grandkids that you used to mentor the fellow whose trademark goods and services "changed the financial world for the better" and used-in-commerce (marketed) under the source identifier brand names:

FATHER OF BLOCKCHAIN®

FATHER OF CRYPTO®

FATHER OF BITCOIN™

The irony, Andrew, is that what is designed and proven to be a safe, mature, commercialized, regulator-trusted and frankly, boring (highly technical requiring expert training) system of NONVOLATILE private wealth generation and wealth transfer is being mispresented and mischaracterized as a Public System and is being reduced to nothing more than "DIGITAL ASBESTOS"; misdesribed as an experimental system generically identified as "crypto" or "NFT";  and computer programs and algorithms incorrectly identified by term "bitcoin". This incorrect identification is classified as a "nonoconforming application" (also known as fake, counterfeit, pirated; to use World Intellectual Property Organization terminology). The last few years have proven to you and the world (in your role as lay consumers) that these nonconforming digital objectgs are nothing more than what can be described as "algorithmic viruses" that are designed to take money away from the trusting, uneducated, MAINSTREAM CONSUMERS and MAINSTREET INVESTORS and transfer that money into promoters or the bank accounts of financial instutions whos FIDUCIARY CEO's (Chief Executive Officers) are being advised by people who are not learned, educated, trained (LET), tested, accredited nor registered, in matters of commercial applications of non-novel (exact) conformity science (see: www.conformity.org to learn).

Andrew; it takes me hours to write emails so give me the courtesy of not proofreading or editing this email. I think you "get the message".

--

HERE TO SERVE YOU: WORTHY-OF-YOUR-TRUST QUALITY™. If you have questions, please contact me at your convenience. In order to prevent errors and omissions, email is the preferred choice of communication. 

Thank you for choosing MortgageQuote Canada Corp., 'Proud sponsor of the Canadian dream.'®

Sincerely yours,

 

 

A. K. (Anoop) Bungay,  B. Comm., C-PEM®-P
Broker

MortgageQuote Canada Corp. (mortgagequote.ca)

Financial services for whom time is worth more than money.™ 

Alberta (AB) * British Columbia (BC) * Ontario (ON)

ON Brokerage License #12279

communication-policy.mortgagequote.ca

www.mortgagequote.ca

"Proud Sponsor of the Canadian Dream"^®

A finance sector process of MQCC™ Meta Quality Conformity Control Organization™, incorporated in September 2006 as MortgageQuote Canada Corp.: the World's First BlockChain Company™; the World's Most Trusted BlockChain Company™: www.mqcc.org; and Global Network Administrator (GNA™) of the Bungay International Technology (BIT™) Conformity of Organization and Individuals Network (COIN™) Global System-Network:  Managing The Metaverse™ www.metaversepedia.info™; established at least as early as April 9, 2005 at www.privatelender.org.

 

An ISO 9001:2015 Registered Company

 

PRIVILEGE AND CONFIDENTIALITY NOTICE

MortgageQuote Canada Corp. (mortgagequote.ca) is a member of the Meta Quality Conformity Control Organization MQCC™ network. MQCC™ (MQCC.org) is a global finance, conformity and education business providing client services worldwide directly or through its member firms and affiliates. This email may be confidential and protected by privilege on a legal basis. If you are not the intended recipient, disclosure, copying, distribution and use of the email matter including URL links and related attachments, are prohibited; please notify the sender immediately and delete this email and related attachments from your systems. Unsubscribe from Automatic MQCC Ai-CRM Emails). MQCC Legal Notices.

How do you make Money with MQCC®?

A number of ways:

(1) Borrow $ from MQCC®

(2) Invest $ with MQCC®

(3) License MQCC® intellectual property rights and provide your own fungible and non-fungible goods (wares, products) and services (methods, processes) including Official Authentic Original™ BITCOIN™, BLOCKCHAIN™, CRYPTO™ and FNFT™ brand of fungible and non-fungible goods and services.

(4) Enrol in MQCC® Corporate University® (METAVERSE OPEN UNIVERSITY™) and invest your personal time and $ to enrol in the MQCC® LETTAR™ program to learn about MQCC® and then get trained, tested, accredited-to-practice and get registered on the MQCC® Professionals Metaverse Register™ (ProMetaverseRegister™; PROMETAVERSER™). Then you can make $$ by working with MQCC® to teach the world what MQCC® is and what MQCC® does; including bringing investors and borrowers to MQCC® and intellectual property licensees to MQCC®.

(5) You can also refer Government Licensed Mortgage Brokers to MQCC® or other organizations.

Email info@mqcc.org to get started.

Letter to CMBBC - BCFSA - 10-Feb-22 - Canadian Mortgage Brokers Association BC - BC Financial Services Agency BCFSA Top Management

---

2022-Feb-10

Deb White

President

Canadian Mortgage Brokers Association BC

250.545.2202

president@cmbabc.ca

Blair Morrison

Chief Executive Officer (CEO)

BC Financial Services Authority (“BCFSA”)

bcfsa@bcfsa.ca

• Chris Carter, Vice President of Financial Institutions and Mortgage Brokers Market Conduct
• Pamela Skinner, Vice President, Regulatory Services at BC Financial Services Authority
• Saskia Tolsma, Sector Liaison, VP

General Public Notice

{To be more inclusive and to prevent pronoun issues, allow me to use first names, please.}

Deb, and Team BCFSA Top Management (Blair, Chris, Pamela and Saskia),

This is Anoop Bungay, CEO of BCFSA Regulatee, namely, MortgageQuote Canada Corp. MQCC®. Thank you in advance for reading this message; I will be brief as possible.

1. Deb: Firstly, thank you and your organization (CMB BC)  for arranging the virtual meeting yesterday with some of BCFSA Top Management.
2. CMB BC Past President, Geoff Parkin (circa 2011), yesterday, voiced the terminologically generic compound word: “bitcoin” and you, and team BCFSA should know that the message noted below, which was visible to the speakers and panel, is true.

1.   Exhibit 1
   
   

1. The highlight passage states: (with some minor editing)

1. Geoff Parkin: VISIT WWW.BITCOIN.ECO; created by a BCFSA regulatee in 2005. Yes; Official Authentic Original™ BITCOIN™ was created by a mortgage broker, and BITMORTGAGE® celebrates over 12 years in 2022. Ask the Federal Government; or read the text books; or ask the BC Ministry of Finance (I sent the minister a textbook); plus the METAVERSE MORTGAGE MARKET is over 15 years old, too. FYI.

3. There is so much more to tell you but, as privately explained (not yet made public) to some committee leadership at the United States Congress (in their search for answers on matters related to, in part, what MQCC® (Bungay International Inc./Anoop Bungay) first observed, formalized, commercialized, National and International Standardized and continually improved between 2001 to 2005 to 2008 onward to 2022 (and beyond (‘meta’)); it takes over 4 years for a “Bachelor’s” level of understanding; another 2 - 3 years for a “Master’s” level of understanding and 2-3 years for a “PH.D. or Doctorate” level of understanding; plus another 10 to 15 years of commercial experience to become proficient (at an International Consensus Standard level), so I will leave it at this.
4. Team BCFSA, please visit:

1. Blog.mortgagequote.ca to see my introduction to the Canada Minister of Finance regarding Open Banking (this was several years ago); with respect to the MQCC® trademark goods and services (various applications of non-novel (exact) conformity science (www.conformity.org), marketed world-wide by the a family of trademark source identifiers including:

1. BLOCKCHAIN™ - (a trademark brand of quality and conformity management systems and data networks); www.mqcc.org
2. BITCOIN™ - (a trademark brand of quality and conformity management systems and data networks); www.bitcoin.eco
3. FNFT™ - (a trademark brand of certain proprietary algorithms that are used in certain quality and conformity management systems and data networks for creation, management and trade of digital and non-digital objects with a fungible or non-fungible quality, character or nature); www.FungibleStandard.org
4. CRYPTDO™  - (a trademark brand of certain proprietary algorithms that are used in certain quality and conformity management systems and data networks for creation, management and trade of digital and non-digital objects with a fungible or non-fungible quality, character or nature); www.cryptdo.com
5. BITMORTGAGE® the world’s first applications of: (www.bitmortgage.com);

1. Utility token
2. Security token
3. Fungible and Non-Fungible data objects
4. Conformity token
5. And more (not a complete list)

6. MQCC® also created the  MQCC™ Canada Mortgage/d’Hypothèques Conformity (CMHC) BlockChain (MQCC® CMHC BLOCKCHAIN™); visit www.CMHCblockChain.com to learn more.
7. CYBERLOCKCHAIN™ - National and International standards of cybersecurity for mortgage brokers, banks, trustees, credit unions and any regulated or higher-level standards organization; www.cyberlockchain.com; indeed, MQCC® meets or exceeds higher-level contract quality standards requirements trusted by the United States Department of Defense (DOD); National Aeronautical and Space Administration (NASA) and General Services Administration (GSA); and MQCC® processes are insurable and insured by professional liability and commercial risk-insurers for over 14 years.
8. And more trademark goods and services (not a complete list); visit MQCC World™ Intellectual Property Oversight (IPO™) BlockChain™ at www.WIPOBLOCKCHAIN.com to learn more.

5. Please visit DISCLOSURE OF BLOCKCHAIN™ at www.DisclosureOfBlockChain.com to see the hundreds of peer-to-peer direct and indirect touch points between MQCC® and world leaders.

1. Sonia will appreciate my interactions with Canada’s ministry of finance.
2. Considering that MQCC® - since at least as early as August 9, 2008 is registered the MQCC® Official Authentic Original™ BITCOIN™ System-Network to the same Federal, Canadian National Standards that the Bank of Canada follows (visit Certified Quality Management-in-Finance Association CQMFA™ www.CQMFA.org to learn more about this), you are learning from a leader.
3. Brian will appreciate that I had educated Top Management at Bank of Montreal back in 2016 (as early as Tue, Sep 6, 2016, 10:15 AM) and have, over the years, attended conferences and reached with The Honourable Kevin G. Lynch, P.C., O.C., PH. D, LL.D  (at least as early as Mon, Feb 20, 2017 at 1:03 PM).
4. As for Chris Carter; Chris will appreciate that MQCC® non-novel (exact) conformity science based standards, systems, technologies, products (goods/wares) and services (processes/methods) are litigation tested (back in 2013) by one or members of the International Conference of Legal Regulators (ICLR); not by a law firm, but by an actual law industry sector/group regulatory body; visit BLOCKCHAIN FOR LAWYERS™ at www.BlockChainForLawyers.com to learn more.
5. Pamela Skinner will appreciate MQCC® Metaverse OS (Metaverse brand operating system) regulator module named REGULATOS™ (www.regulatos.com); this is what I introduced to your then-Deputy Premier and Minister of Finance. Visit www.ConformityHandbook.com to learn more; or just do a ‘google search’ for “Anoop Bungay”.

1. SAFER CRYPTO™ for Peer to Peer Mortgages; www.SaferCrypto.com

6. You may also read my textbooks found on Google Play or Amazon textbooks.

6. Bottom line: whatever BCFSA discussed yesterday, from the notion of:

1. Managing the “huge wave of change”
2. Creating Modern, Effective and Efficient systems [in praxis not merely theory]
3. Dealing with both Macro and Micro matters ie:

1. Macro

1. Credit unions
2. Banks (study my work with OSFI and Superintendent Jeremy Rudin back in Mon, Aug 8, 2016, 12:19 AM); an abstract is found at the CANADIAN FEDERAL LAW ENFORCEMENT AGENCY (whose lawyers (at least 2 of them) I have personally trained); found here; https://www.competitionbureau.gc.ca/eic/site/cb-bc.nsf/vwapj/mortgage-quote-canada-submission.pdf/$FILE/mortgage-quote-canada-submission.pdf
3. Pension funds
4. Mortgage brokers
5. Realtors
6. Insurance

2. Micro

1. Retirement
2. Housing
3. Risk management and decision making [(visit www.mqcc.org; risk-based thinking is MQCC™)]

4. Connecting the dots [what MQCC® calls “convergence” -visit www.mqcc.org;]
5. Modern, Integrated, Effective Integrated Systems [MQCC® METAVERSE OS™ REGULATOS™ MODULE created for both regulators and regulatees alike to allow for theory and practice to be integrated; imagine establishing a new public policy and within minutes of publishing the policy as a guideline or a requirement, higher-level standards based organizations that use the MQCC® METAVERSE OS™ REGULATOS™ MODULE can integrate the new public policy within their organizational business processes. “REAL TIME REGULATORY CONFORMITY for organizations with 1 employee to 100,000+ employees].
6. Streamlined digital (ie: IRIS)
7. Routinely meeting “Service Standards “
8. Journey of Improvement; [Continual Improvement; read: The 21st CENTURY SCIENTIFIC METHOD™: Triangle to Triangle Pyramid to Solid Square Pyramid: A Stronger Scientific Method using Trademark "Principles of 'BlockChain'™": A FATHER OF BLOCKCHAIN®ᐟ™ Series ]
9. Education Systems

1. AML (Anti money laundering) [ read CONFORMITY HANDBOOK™ at www.conformityhandbook.com]

10. Improving opportunities for mortgage brokers; thinking holistically; “not sitting back” [if you really don’t want to sit back, then license MQCC® standards, systems, technologies, products and services and UPGRADE TO THE FUTURE™; UPGRADE TO THE METAVERSE™; UPGRADE TO MQCC™]

1. Mandatory AML model
2. Strengthen Mortgage Broker Practices (METAVERSE OS™ REGULATOS™ MODULE)

11. Addressing Climate Change [The first application of MQCC® Official Authentic Original™ BITCOIN™ was for a carbon footprint reduction program (cfrp.mqcc.org)
12. Natural Catastrophe; Disaster Management; Affect on borrowers; Integrated Regulation [As a risk-based system; disaster management is an inherent element of MQCC® processes].
13. Information Security [MQCC® CYBERLOCKCHAIN™ www.cyberlockchain.com; for mortgage broker industry group; finance industry sector and other industry sectors (pan-sector application)]
14. Strengthening of mortgage broker and other organizational systems [hardened systems and processes; with over 14 years of continuous registration and annual audits by Canadian Federal Government Accredited Auditors, the MQCC® METAVERSE OS™ is the standard for hardened systems]

1. Safe
2. Protect
3. Secure

15. Summary

1. AML (anti money laundering)
2. Climate Change
3. Information Security Cyber Security

16. Questions/Comments:

1. Open Banking
2. Regulatory Road Map

1. Macro: Education Blocks/AML Commission
2. Micro: Course changes; IRIS; Day-to-Day Activities; In box (news updates)

3. Regulatory Priorities:

1. Follow Rules [MQCC® METAVERSE OS™ REGULATOS™ is a designed from the ground up as a “rules based system)]
2. Suitable mortgages
3. Conduct standards (MQCC® HIGHER-LEVEL STANDARDS™)
4. Industry

1. Raise bar [MQCC® is happy to license its intellectual property to qualified regulatory and regulated organizations, world-wide]
2. Develop Standards [MQCC® is happy to license its intellectual property to qualified regulatory and regulated organizations, world-wide]
3. Do Education [MQCC® is happy to license its intellectual property to qualified regulatory and regulated organizations, world-wide]

5. Reporting non-compliance [Industry nonconformity events or indicators of nonconformity requiring investigation and corrective action]

1. Unregistered activity
2. Manipulation of data

6. Goal is to keep consumer confidence of the system [MQCC® CHANGED THE SHAPE OF HOW CONSUMERS EXPERIENCE CONFIDENCE IN CRITICAL AND COMPLEX REGULATORY-BASED ENVIRONMENTS]
7. Consumer protection is the focus.

1. What do regulators do?

1. Safety and soundness

1. Managing risk

2. Consumer Protection

2. Justice needs to be done and needs to be seen

8. Something is happening; from open banking to changes by federal and provincial bodies; [See letter to Federal Treasury Board of Canada: Citation: This document may be cited as: Bungay, Anoop. (2019). Submission to Treasury Board of Canada; All Canadians and International Stakeholders re: Modernizing Canadian Regulatory Systems and International Equivalent Governing Systems - November 13, 2019. Calgary, Alberta: MQCC Money Quality Conformity Control Organization. Here: https://mqcc.page.link/tbs]
9. “Bitcoin”  [used in the generic sense; MQCC® is what BITCOIN, BLOCKCHAIN, CRYPTO, FNFT is and does™; the standard (trusted by legal professionals, insured by professional liability insurers) of correct and proper “crypto”, ‘nft’ and other innovations were established over the past 20 years by MQCC® and if any mortgage broker and regulator wants to learn about it, MQCC® is here.

7. MBRCC knows; FSRA (Ontario knows); RECA (Alberta) knows. Now, you know.

Well, I better go because if I sit longer, I will need to add an ISBN number and convert this to a textbook. This outreach is intended to be a formal courtesy “FYI”.

Sincerely yours,

/s/

Anoop Bungay

Published (or to be published) at blog.mortgagequote.ca

PS: Brian, CEO of BCFSA; if Rob O’Brien, Managing Director, Policy Financial Institutions Commission of BC Rob.Obrien@ficombc.ca or 604 398-5497 is still working with you; ask him to share the email I wrote to him back on: Wed, Jul 17, 2019, 10:42 AM entitled:

FICOM BC; Managing Director, Policy - Introduction to MQCC - 13 Year Old, Defense-Grade, Meta Operating "BlockChain"-based System for Conformity of "Non-Bank/Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Financial Transactions

As mentioned to Rob:

With your background in defense, aerospace, international trade, technology, finance and regulatory matters, perhaps you might see an opportunity for FICOM to work with MQCC? Your candid thoughts on the foregoing introduction would be helpful at this time, Rob.

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